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A composite view of the BaaS ecosystem — aggregating key metrics across banks and providers, regulatory activity, and deal flow into a single reference point for market health.
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Five modules · Free to accessEvery BaaS-enabled bank and provider, globally
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Browse registryEnforcement actions within 24 hours
Every consent order, MOU, and supervisory guidance affecting BaaS — from OCC, FDIC, Fed, FCA, and BaFin. Full archive from 2018.
View trackerPartnerships, funding, and launches
Curated deals across the BaaS and embedded finance ecosystem. 3–7 entries per week, with RSS, email digest, and LinkedIn sharing.
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Get connectedRegistry
View all banks and providers →AS Magnetiq Bank
activeLV · Riga · Bank of Latvia / FCMC / ECB
PaymentsCardsAccountsLendingFXKYC/AMLOpen BankingCrypto
Adyen
activeNL · Amsterdam · DNB (Dutch banking license)
PaymentsCardsAccountsLending
Aion Bank
activeBE · Brussels, Belgium · ECB (full banking license); National Bank of Belgium
CardsAccountsPaymentsLending
Airwallex
activeSG · Singapore and San Francisco · Multiple (80+ licenses globally)
PaymentsCardsAccountsFX
Alinma Bank
activeSA · Riyadh, Saudi Arabia · SAMA (SAR 20B capital)
PaymentsAccountsOpen Banking
Alviere
activeUS · Denver, Colorado · N/A — middleware provider
AccountsPaymentsCardsFX
Full records include minimum deal size, API standards, supported products, and a direct contact route.
Browse full registryRegulatory tracker
Full archive →FCA
Dinosaur Merchant Bank Limited
The FCA fined Dinosaur Merchant Bank Limited £338,000 for market abuse and systems failures. The firm was categorized under electronic money and payment institutions.
medium
FDIC
Industry-Wide
The FDIC published a speech or update on reforms to its regulatory toolkit, potentially addressing BaaS and third-party risk management supervisory approaches.
medium
SEC, CFTC
Industry-Wide
The SEC and CFTC signed a landmark memorandum of understanding on regulatory harmonization in March 2026, potentially affecting bank-fintech partnerships involving digital assets.
medium
Central Bank of Nigeria (CBN)
Central Bank of Nigeria (CBN)
The Central Bank of Nigeria released a Fintech Policy Insight Report on February 2, 2026, proposing collaborative regulation for fintechs. The report outlines a Standing Fintech Engagement Forum, a Compliance-as-a-Service platform, and an expanded regulatory sandbox.
low
US Treasury
Unknown Sponsor Bank
In January 2026, the US Treasury heightened Bank Secrecy Act/AML scrutiny on banks for fraud detection, especially involving nonprofits and government funds. This indirectly raises compliance risks for fintech partners handling high-volume transactions.
medium
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Subscribe to alertsDeal feed
Browse all →partnership
CPI Card Group and Fiserv Forge Alliance for Instant Card Issuance
CPI Card Group and Fiserv formed a major alliance integrating CPI's Card@Once SaaS instant card issuance platform into Fiserv's ecosystem. The partnership serves over 10,000 U.S. financial institutions, modernizing the issuance experience by combining digital and physical card capabilities. CPI becomes a preferred Fiserv partner for instant issuance.
CardsPayments
partnership
CTBC Bank USA Selects Narmi Digital Banking Platform
CTBC Bank USA selected Narmi's digital banking platform for account opening and consumer and business banking capabilities. The partnership equips the bank with a modern digital front end to improve customer experience. This reflects continued fintech adoption among mid-tier U.S. banks.
Accounts
partnership
Backbase and Ninth Wave Partner to Bring Open Finance to Commercial Banking
Backbase and Ninth Wave announced a strategic partnership to enable banks to connect business clients' ERP and accounting systems to banking data via open finance APIs. The integration enhances cash flow visibility, reconciliation, payments, and operations for commercial banking clients. Ninth Wave's API layer manages consent, governance, real-time data transfer, and compliance, eliminating manual workarounds.
PaymentsAccounts
funding
Ratio Raises $15.8M and Extends $100M Lending Capacity for Embedded BNPL
Ratio, a B2B lendtech company, raised $15.8 million in venture financing to accelerate development of its AI agents. Alongside the equity round, Ratio announced a $100 million extension to its lending capacity supporting its embedded buy-now-pay-later (BNPL) product. The combined funding positions Ratio to scale its embedded finance infrastructure for B2B buyers.
LendingBNPL
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